Terms and Conditions

Effective Date: March 1, 2025

These Terms and Conditions (“Terms”) govern your use of the website located at https://lumina-foundation.com (the “Site”), operated by Lumina Foundation for Integral Human Development, Inc. (“we,” “our,” “us”). By accessing or using the Site, you agree to comply with these Terms. If you do not agree with these Terms, please do not access or use the Site.


1. Acceptance of Terms

1.1 Agreement: By accessing, browsing, or using the Site, you acknowledge that you have read, understood, and agree to be bound by these Terms.

1.2 Changes to Terms: We may update, modify, or amend these Terms at any time, and any such changes will take effect immediately upon being posted on this Site. Please review these Terms periodically to stay informed of any changes.


2. Use of the Site

2.1 Authorized Use: You agree to use the Site only for lawful purposes and in accordance with these Terms. You may not use the Site to:

  • Engage in illegal activities.
  • Harass, defame, or otherwise infringe the rights of others.
  • Introduce malware, viruses, or harmful code.
  • Modify, adapt, or reverse engineer any part of the Site.

2.2 Access Restrictions: We may, at our discretion, restrict or suspend access to certain features of the Site or the Site itself without notice for reasons including, but not limited to, maintenance, security, or violation of these Terms.


3. User Accounts

3.1 Account Creation: In order to access certain features of the Site, you may need to create an account. You agree to provide accurate and complete information during the registration process and keep it up to date.

3.2 Account Security: You are solely responsible for maintaining the confidentiality of your login credentials and account information. You must immediately notify us of any unauthorized use of your account.

3.3 Termination of Account: We reserve the right to suspend or terminate your account at our sole discretion, especially if you violate these Terms or engage in fraudulent or illegal activities.

3.4 Creation of Account: The creation of account is only done by the administrator.


4. Privacy Policy

4.1 Personal Data: Our collection, use, and disclosure of personal information is governed by our [Privacy Policy]. By using the Site, you consent to the collection and use of your personal information in accordance with our Privacy Policy.


5. Intellectual Property

5.1 Ownership of Content: The content available on the Site, including but not limited to text, images, videos, logos, graphics, and software, is owned by Lumina Foundation for Integral Human Development, Inc. or its licensors and is protected by intellectual property laws.

5.2 Limited License: We grant you a limited, non-exclusive, non-transferable license to access and use the Site for its intended purposes. This license does not allow you to copy, reproduce, distribute, display, or otherwise exploit the Site’s content for commercial purposes without our prior written consent.


6. Third-Party Links

6.1 External Links: The Site may contain links to third-party websites or services that are not owned or controlled by Lumina Foundation for Integral Human Development, Inc.. We are not responsible for the content, privacy policies, or practices of third-party websites. We encourage you to review the terms and policies of those third-party sites.


7. Disclaimers and Limitations of Liability

7.1 No Warranty: The Site is provided “as is” and “as available,” without any warranties of any kind, either express or implied, including but not limited to warranties of accuracy, completeness, or fitness for a particular purpose.

7.2 Limitation of Liability: To the fullest extent permitted by law, Lumina Foundation for Integral Human Development, Inc. shall not be liable for any damages, losses, or expenses arising from your use of or inability to use the Site, even if we have been advised of the possibility of such damages.


8. Indemnification

You agree to indemnify, defend, and hold harmless Lumina Foundation for Integral Human Development, Inc., its affiliates, employees, agents, and partners from and against any claims, liabilities, damages, or expenses (including reasonable attorneys’ fees) arising out of or related to your use of the Site or violation of these Terms.


9. Governing Law

These Terms shall be governed by and construed in accordance with the laws of the Philippines without regard to its conflict of law principles. You agree to submit to the exclusive jurisdiction of the courts located in [Insert Location] to resolve any disputes arising from these Terms.


10. Severability

If any provision of these Terms is found to be invalid or unenforceable by a court of competent jurisdiction, the remaining provisions shall continue in full force and effect.


11. Entire Agreement

These Terms constitute the entire agreement between you and Lumina Foundation for Integral Human Development, Inc. regarding the use of the Site and supersede all prior or contemporaneous communications, whether electronic, oral, or written, between you and Lumina Foundation for Integral Human Development, Inc..


12. Contact Information

For questions regarding these Terms, please contact us at:

Lumina Foundation for Integral Human Development, Inc.
#1725 Lumina Montessori Building
Palo Alto, Calamba City, 4027
Laguna, Philippines
Email: [email protected]
Phone: 09693161131